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Buyer Information

You may either apply for a home loan or for a pre-approval, i.e. a certificate from the bank indicating the amount that they will be prepared to loan to you. The pre-approval serves as a guide to your purchasing power. Your World Link consultant can arrange this for you.

Once your application has been submitted to the bank, together with the required supporting documentation, such as
  • Copy of your ID
  • Bank statements, if required
  • Proof of income
  • Audited financial statements, if required and
  • Other supporting documentation your consultant specifies,
    The bank will perform a credit check to assess your credit worthiness.

    Your risk profile, with the valuation of the property you wish to purchase, determines the amount of bond and rate you qualify for.

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